Central Sanctioning and Monitoring Committee (CSMC) on Wednesday approved the construction of 2.35 lakh houses under the Pradhan Mantri Awas Yojana – Urban 2.0 (PMAY-U 2.0). The meeting was chaired by Srinivas Katikithala, Secretary, Ministry of Housing and Urban Affairs (MoHUA).
A total of 2,34,864 houses have been sanctioned across nine states—Assam, Bihar, Chhattisgarh, Gujarat, Madhya Pradesh, Maharashtra, Odisha, Rajasthan, and Uttar Pradesh. These houses fall under the Beneficiary Led Construction (BLC) and Affordable Housing in Partnership (AHP) verticals of the scheme.
With this latest approval, the cumulative number of houses sanctioned under PMAY-U 2.0 has reached 7,09,979.
Addressing the meeting, Secretary MoHUA urged larger states to formulate state-level affordable housing policies and submit more proposals under the AHP vertical. States were also advised to consider Maharashtra’s policy framework as a reference model and adapt it based on local needs. The Secretary further recommended early identification and attachment of beneficiaries to reduce the risk of unoccupied housing units at a later stage.
The scheme continues to lay strong emphasis on inclusivity and women’s empowerment. Of the houses approved, over 1.25 lakh units have been sanctioned in the name of women, including single women and widows. Additionally, 44 houses have been allocated to transgender persons. In a further boost to social equity, 42,400 houses have been sanctioned for Scheduled Caste (SC) beneficiaries, 17,574 for Scheduled Tribes (ST), and 1,13,414 for Other Backward Classes (OBC).
Under PMAY-U 2.0, launched as a revamped version of the original PMAY-U in June 2015, the Government aims to provide 1 crore urban families with financial assistance to either construct or purchase a pucca house. A central assistance of up to ₹2.5 lakh per unit is provided under the scheme.
The eligibility criteria include individuals or families not owning a pucca house anywhere in India. For the BLC and AHP verticals, households with an annual income up to ₹3 lakh are eligible, while for the Interest Subsidy Scheme (ISS) vertical, the income cap is ₹9 lakh. Aadhaar or Aadhaar Virtual ID is mandatory for all beneficiaries.
To date, over 93.19 lakh houses have been completed and handed over to beneficiaries under PMAY-U. The launch of PMAY-U 2.0 aims to extend this support to an additional 1 crore families across the urban landscape, particularly targeting the EWS, LIG and MIG segments.
Citizens can apply for the scheme through the official portal at https://pmay-urban.gov.in or seek assistance from their respective Urban Local Bodies (ULBs).